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H.R. 6870: To amend the Equal Credit Opportunity Act to clarify creditor's rights and remedies with respect to the consideration of immigration status with respect to the extension of credit, and for other purposes.
Quick Facts
Bill Sponsor: Rep. Andy Ogles (R-TN-5)
Congress: 118th
Date Introduced: December 19, 2023
Last Action: Referred to the House Committee on Financial Services. (December 19, 2023)
Bill Summary
This bill allows creditors to consider an applicant’s immigration status for certain purposes when assessing an application for an extension of credit. In particular, considering an applicant’s U.S. immigration status for the purpose of determining the creditor's rights and remedies applicable to the particular extension of credit does not constitute discrimination.